View Full Version : ncb protection
sunilbass
31-01-2007, 23:26
how many of you guys have this on your insurance??
just getting mine renewed and direct line are asking an additional 90 pounds for this!! :cry:
I've got it but it was free for me with 9 years no claims.
Waste of time in my opinion ,if you've got enought years to get it then you will only be saving yourself a few % discount as your first claim will probably only reduce your no claims by 2 years.
Your policy after a claim will still rocket irrespective of your ncd.
Actually, I've never checked it before, I'm actually slightly wrong
Tesco insurance if you don't protect:
5 years+ ncd, no accidents, not protected no claims: £289.80
After accident assuming 2 years knocked off
3 years ncd, one own fault accident : £437.85
increase £148
Tesco insurance if you do protect:
5 years+ ncd, no accidents, protected no claims: £334.95
After acident assuming still full no claims
5 years+ ncd, one own fault accident, protected no claims : £365.40
Cost £45 (334 - 289) + £31 (365 - 334) = £76
Hee hee... just for fun. If I got a 6 month ban for speeding on the motorway it would only cost me £50 in extra premiums! Result.
how many of you guys have this on your insurance??
just getting mine renewed and direct line are asking an additional 90 pounds for this!! :cry:
I'm with DL, but I don't think it was that much.... but then the base policy is only £160, so they couldn't get away with 50% on top for that
sunilbass
01-02-2007, 18:55
hmm i think i better get some quotes tonight!