View Full Version : Insurance and chipping
Ok....so APR is running what looks like an attractive deal, me motor has got nearly 10 thou under the bonnet, so I decided to investigate the insurance side of things.
Anyway, I'm insured through Norwich Union Direct, and they tell me - nope! We do not support any modifications at all! I was most surprised, as when I took out the policy they claimed that they would supporting chipping, at a loading of 10%. :confused:
So... firstly - does anyone here insure through Norwich Union who has chipped their car?
Second - what insurers do support chipping and how much extra for a chip?
:cheers:
Peter
Speak to these guys.
www.greenlight-insurance.co.uk
Mod friendly and will even give you a discount if you mention that you are a member of cupra.net.
Cheers,
Scott
Cheers - I'll check em out
:D
You might want to call NU again as different people in an insurance company tend to give different answers to different questions.
example. I ask Tesco about my stereo. First time i call they say it will cost and additional £175!!! Second time i call i am informed that my premium comes with £1000 of stereo cover!!!
Originally posted by Syphon
Speak to these guys.
www.greenlight-insurance.co.uk
Mod friendly and will even give you a discount if you mention that you are a member of cupra.net.
Cheers,
Scott
I signed up with greenlight this month and they were *VERY* helpful. I spoke in length to a guy about his 1.8T golf, the merits of chipping, induction and powerflow ;) They are very mod friendly and add reasonable money for doing so!
Ouch....doesn't look like I'm gonna get chipped...
Currently paying: £508
Direct Line (without chip): £515
Direct Line (with chip): £790
Adrian Flux (with chip): £806
Greenlight (with chip): £960 (might have been £906...whatever....silly money anyway...)
Boooooo.
:(
Anyone know Tesco Insurance's policy on chipping?
Originally posted by dave99
Anyone know Tesco Insurance's policy on chipping?
Yeah. They said they would whack about £100 onto my policy if I had it done. :(
Scott
£100? Sheesh - I'd do it for that! Best I give them a call.
Peter
I'm with Tesco (£1500 stereo cover by the way...) and they charged me £58 for the Prodrive Performance Package - power up 20%. Bargain I thought... :)
i wonder how the insurance companies will take to the SEAT upgrade IF it becomes available, and whether it constitutes an 'upgrade' in teh sense that it's a dealer fit option (cough cough ahem ;) )
:cheers:
JaSeW
You mean like the PPP? They'll charge extra of course.
Originally posted by PeterS
£100? Sheesh - I'd do it for that! Best I give them a call.
Peter
Ahh. But I rang Greenlight and they said they would charge only £20 more. ;)
Scott
Ahh. But I rang Greenlight and they said they would charge only £20 more
Hmm....is their base silly then or what? The quote I have from them was simply horrible.
I'll ring Tesco's tomorrow.
Peter
Originally posted by PeterS
Hmm....is their base silly then or what? The quote I have from them was simply horrible.
I'm 27 - protected NCB. Currently paying Tesco £740 fully comp.
Let us know how you get on.
Scott
Cheers Scott - I will let you know. I'm 32, >5years protected too.
Peter
I spoke to Tesco this morning, and the guy said it would be a 38% increase on the premium if I had the 130->180 APR upgrade (which is also a 38% power increase). Is that a coincidence? Surely the premium isnt directly proportional to engine power??? (I can see a 'base' figure plus another amount which is proportional to power but not the whole thing!?)
Originally posted by dave99
I spoke to Tesco this morning, and the guy said it would be a 38% increase on the premium if I had the 130->180 APR upgrade (which is also a 38% power increase). Is that a coincidence? Surely the premium isnt directly proportional to engine power??? (I can see a 'base' figure plus another amount which is proportional to power but not the whole thing!?)
Have a word with Fen, RB5 (I think). He's had his Ibiza Tdi chipped by APR.
i think most insurance companies use a proportional scale of power increases against a scale of premium increases dependant on your risk.
if you know what i mean.
Originally posted by Syphon
Speak to these guys.
www.greenlight-insurance.co.uk
Mod friendly and will even give you a discount if you mention that you are a member of cupra.net.
Cheers,
Scott
Tried these guys at Greenlight just now, the guy I spoke said that I needed a few years no claims before I could even get a quote from them, which I haven't got as I had company cars previously.
And before you suggest contacting the companies previous insurance companies to get something in writing I can't.
Originally posted by rhumber
Tried these guys at Greenlight just now, the guy I spoke said that I needed a few years no claims before I could even get a quote from them, which I haven't got as I had company cars previously.
And before you suggest contacting the companies previous insurance companies to get something in writing I can't.
:(
That's a pi**er m8.
Scott
shirudell
19-12-2002, 22:05
Nope, I don 't work for them, but I have hadmy car insurance with them for 5 years and they've consistently cost a fraction of anyone else - saved over 50% on alternative quotes. I;
've had a few high group cars, my last was a group 18 Civic VTi-S, Norwich union £1200 Privilege £680 !!
On my Leon, NU £480 Privilege £350 !!!
It's worth getting an online quote from them.
:)
Originally posted by rhumber
Tried these guys at Greenlight just now, the guy I spoke said that I needed a few years no claims before I could even get a quote from them, which I haven't got as I had company cars previously.
And before you suggest contacting the companies previous insurance companies to get something in writing I can't.
you need to be 21 and have at least one yeasrs no claims
Just been on the phone to Esure about my Toad Cat 1 Alarm and posed the question about modifications, tuning, chipping and the like.
Anyone with Esure (or thinking of going with Esure) listen up. They won't cover any form of chipping/tuning, in fact any modification (even different Alloys!!) The guy I spoke to, laughed with me and said they'd allow some Go Faster Stripes!!! :)
So thats put the possibility of getting an UPsolute Chip installed on hold til at least August 2003.
Oh well, cheapest insurance company for me at the moment.
Goot :)