View Full Version : What the Hell is going on with Insuring a Leon Cupra?
Malice19
21-04-2007, 00:34
My mate has just got him self a Subaru Impreza Turbo 2000 4WD with no mods (at the moment :rolleyes: ) and he told me that he got a really good deal. with ecars www.ecarinsurance.co.uk
He's 24, 3 years no claims. = £700
So he said for me to try them.... ;)
So i put in my details
24
6 years no claims
no Mods
And got £736.05 :censored:
So WTF! I’ll have the 4x4 car with 214Bhp compared to my 180Bhp and pay less??? :doh:
Can any one enlighten me to why us Leon owners have to pay more? Is it that Cupra drivers drive more heavy footed to keep up with the Imprezas [B)]
So on that note can any one recommend any insurance that will beat my current price of £470.
I am also looking to start modding soon so an insurance that don’t mind mods or are cheap would be nice.
Mods looking to get = DV, Induction kit, Revo.
Thanks for the help guys :D
tommmineh
21-04-2007, 00:54
You and your mate have different post codes i'd say
Malice19
21-04-2007, 01:51
You and your mate have different post codes i'd say
LOL, he lives 5 min walk from my house :happy:
tommmineh
21-04-2007, 10:59
It'll still be a different postcode and probably different crime rating zone. That'd be what I put it down to
My mate has just got him self a Subaru Impreza Turbo 2000 4WD with no mods (at the moment :rolleyes: ) and he told me that he got a really good deal. with ecars www.ecarinsurance.co.uk
He's 24, 3 years no claims. = £700
So he said for me to try them.... ;)
So i put in my details
24
6 years no claims
no Mods
And got £736.05 :censored:
So WTF! I’ll have the 4x4 car with 214Bhp compared to my 180Bhp and pay less??? :doh:
Can any one enlighten me to why us Leon owners have to pay more? Is it that Cupra drivers drive more heavy footed to keep up with the Imprezas [B)]
So on that note can any one recommend any insurance that will beat my current price of £470.
I am also looking to start modding soon so an insurance that don’t mind mods or are cheap would be nice.
Mods looking to get = DV, Induction kit, Revo.
Thanks for the help guys :D
Talk to Greenlight...have just done mine @ £457, with Forge DV / BlueFlame / Raid Maxflow.
Plus they do a policy that has FREE remap cover, if you don't have it already, they'll only charge £25 to add it mid-term.
Malice... Try Greenlight. I'm a year younger than you, have 3 years NCB compared to your 6 and have a 56 day ban for SP60 and I drive a Cupra R. I pay.... £14 more than you! Yup, £750 with a £250 (or is it £300?) excess :)
Are they an actual insurance company or a broker, like the AA or RAC?
You will find that brokers buy bulk policies for certain makes of cars and receive massive discounts for say, 10,000 policies. Then they pass on the savings to the customer.
Ever tried confused.com and wondered why one company you've never heard of offers a cheaper policy than say, Norwich Union, but is actually underwritten by Norwich Union?!
One of the lads at work insured his Volvo S60 with a company he'd not heard of, as they were over £100 cheaper than his Cornhill renewal quote. When he got his paperwork through, his policy was underwritten by Cornhill!
If they are a company specialising in performance car insurance, they've probably bought a shed load of policies for Scooby's & Evo's etc. and can afford to pass on more of a saving to the customer.
Malice19
22-04-2007, 16:55
Talk to Greenlight...have just done mine @ £457, with Forge DV / BlueFlame / Raid Maxflow.
Plus they do a policy that has FREE remap cover, if you don't have it already, they'll only charge £25 to add it mid-term.
Humm sounds Good.... Cheers mate...
How Old are you mate + how many NCB?
thanks:clap:
Malice19
22-04-2007, 17:00
Malice... Try Greenlight. I'm a year younger than you, have 3 years NCB compared to your 6 and have a 56 day ban for SP60 and I drive a Cupra R. I pay.... £14 more than you! Yup, £750 with a £250 (or is it £300?) excess :)
Oh Enjoy.... Thanks for your Post mate very helpful!
Puts things in perspective.
I tried there online quote and they e-mailed me back £757.75
Hummm i think it will be better to give them a call?
Cheers :clap:
Do you have any mods?
Malice19
22-04-2007, 17:02
Greenlight is Best so far!
Thanks for the help so far Guys !
Bogwoppit
22-04-2007, 17:22
What is the insured value of the Leon Cupra compared to the Impreza?
ps - here is a useful site to compare postcode risk ratings !!
http://www.geocities.com/mpgcalc/postcodeRISK.html
Malice19
05-06-2007, 12:16
Just called Green light and they said that they have got my details from a online quote i did last month and it will still be £757.57 with £350 ex :blink:
I've got a SP30 back in 2003 (3 points, £60 fine no ban)
Will now have 6years No claims,
Live in "A" zone = Good (Low Risk)
am 23 yeahs old.
How is it that RobM is still getting a better deal than i can?
Gutted because if i cant beat this quote then i will not be able to afford getting the mods I've asked for
Stage 1 Revo
Dynatwist Induction Kit
Forge DV
Powerflow Custom exhaust
Total BHP 217.
:cry:
richybigman
05-06-2007, 12:20
I'm insured with greenlight
22 with 4 years ncb no point's all mods declared (stage 2) for £587
Malice19
05-06-2007, 12:24
I'm insured with greenlight
22 with 4 years ncb no point's all mods declared (stage 2) for £587
:lol:
PMSL!!!! Till it hurts!
Cheers mate i rest my case.
What is your total BHP?
richybigman
05-06-2007, 12:28
I guessed at about 270bhp tops
Malice19
05-06-2007, 12:58
I guessed at about 270bhp tops
err...you mite want to check your insrance?
As they said that there is no way that Green light would insure a car of that power and your age for that price :blink:
richybigman
05-06-2007, 12:59
I checked it when i got it and they did
neil@greenlight
05-06-2007, 13:54
err...you mite want to check your insrance?
As they said that there is no way that Green light would insure a car of that power and your age for that price :blink:
He is paying £857 not £587....he must of made a typo above
Best Regards
Neil
Greenlight
LiamUK04
15-07-2007, 19:35
lol currently on my mums insurance for my leon cupra ( 3rd party only :S ) was thinking about gettin fully comp and well , just tried ecar insurance (link above)
im 23 , and have just acquired 3 points for going through a !amber! light ( well awaiting court date, no doubt gonna get the 3 points for it though )
anyway, 23 + liverpool + leon cupra = £15171.56 ( yes , thats fifteen thousand!!! ) even without the 3 points the insurance was £4700 something , god i hate liverpool :( )
i bet thats made all your quotes feel a bit better lol
ps - here is a useful site to compare postcode risk ratings !!
http://www.geocities.com/mpgcalc/postcodeRISK.html
VERY INTERESTING READING :)
He's 24, 3 years no claims. = £700
So he said for me to try them.... ;)
So i put in my details
24
6 years no claims
no Mods
And got £736.05 :censored:
I just went with eCar no other company could come close to their quote for me, this should make you laugh....
21
3 yrs NCD
no mods
but I have 6 points for speeding and have held my licence for one year (lost it under the new drivers act)
£853 fully comp, first quote was £815 but I dropped the excess to £250 from £500 which put it up a little. Does make your quote seem a tad unfair heh...
When i took out my insurance i got quotes from loads of places with a standard car.. Greenlight beat all the quotes and with ALL my mods covered like for like!!
Currently paying 472 and thats protected with 5 years no claims and 3 points
I just went with eCar no other company could come close to their quote for me, this should make you laugh....
21
3 yrs NCD
no mods
but I have 6 points for speeding and have held my licence for one year (lost it under the new drivers act)
£853 fully comp, first quote was £815 but I dropped the excess to £250 from £500 which put it up a little. Does make your quote seem a tad unfair heh...
How'd you keep your NCB if you lost your license :S
How'd you keep your NCB if you lost your license :S
:confused:
Because insurance and driving licence are different things :blink: as soon as I lost my license my cover reverted to covering me as a provisional driver then once I passed again 3 months later it was back to normal. Didn't effect it in any way.
Other insurance companies seem to have difficulty grasping it though :( (how long has the New Drivers Act been in place now? 10 years?)
james walker
01-11-2007, 21:46
i have cupra 20vt
7 years no claims, no points, 26, low risk area
586 all in, protected no claims etc
not bad for a group 16.
remapped also to 215bhp
thats with the pru!!
He is paying £857 not £587....he must of made a typo above
Best Regards
Neil
Greenlight
Busted? :P
ps - here is a useful site to compare postcode risk ratings !!
http://www.geocities.com/mpgcalc/postcodeRISK.html
Now that's an interesting site. My wifes parents who live in a much more desirable area than we do have a higher risk rating.