View Full Version : Revo & Insurance/Warranty
I'm looking at getting my Cupra REVO'd after having the 5 hour demo (different car or what ?. Only problem is, I'm in a quandary as to whether I'm going to tell the insurance Co, or declare it as a mod to the lease company, or both. If anyone would like to be truly honest and tell me what they've done - I'm just after an idea of the proportion of truly 'stealth' mods to those that have been declared ! Be as anonymous as you like. I'm sorely tempted just to get it done and not tell a soul.:confused:
If you are declaring the mod then have you not wasted several hundred £££ on the 'stealth' aspect?? You might as well go to Jabba instead if you were to go down that route...
Screw the lease company and the dealer but tell insurance just in case. Or don't its up to you.
but I definitely wouldn't tell the lease company and wouldn't tell the dealer ( unless they're chip friendly ).
Insurance has been debated on here many times and everyone has their stand point. Do a search for previous threads on this topic. It comes up very regularly. Some say yes others no. Its a risk if you don't declare it and a waste if you do and nothing happens.
slim_boy_fat
03-06-2003, 08:15
Agree with Rage, i dont think the lease company would be happy if they knew it was 'chipped'. Only prob is, if they could find out if you told the insurance company, and thats another chestnut, as many many companies will not insure modded cars. You migh be luck and be with one that does and it will only cost you £100 extra.
I found that all the companies that gave me low quotes would not touch 'chipped' cars, the one that did were £200 more before the chip then another £100...So i was looking at £300 extra for the chipped car, that 80% increase!!!
If you are in doubt over it then just dont get it done. If you are going to tell everyone then go down the jabba route, cheaper and prob better all round. The Revo is the way to go for 'stealth' so if you decide not to tell anyone then thats the one.
This is probably an oldish thread to reply to but my past experience with a vehicle examiner for insurance evaluation was four years ago with my Escort Cosworth. After a very very stupid woman pulled out of her driveway in her Kia right into the side of my pride and joy, a vehicle examiner from my insurance company checked out the damage to my cossy. That part went fine but he also checked out the ECU/chip. My car was tuned by Turbo Systems to 400bhp and when this guy checked out the chip I was really pleased I had reported all the mods to my insurance company.
Go for peace of mind, also shop around all the performance mags for insurance quotes. I was 38 then but still managed to get my insurance for £420. Around £1 for each bhp!
Regards to all
;)
slim_boy_fat
04-06-2003, 09:38
Originally posted by RST
This is probably an oldish thread to reply to but my past experience with a vehicle examiner for insurance evaluation was four years ago with my Escort Cosworth. After a very very stupid woman pulled out of her driveway in her Kia right into the side of my pride and joy, a vehicle examiner from my insurance company checked out the damage to my cossy. That part went fine but he also checked out the ECU/chip. My car was tuned by Turbo Systems to 400bhp and when this guy checked out the chip I was really pleased I had reported all the mods to my insurance company.
Go for peace of mind, also shop around all the performance mags for insurance quotes. I was 38 then but still managed to get my insurance for £420. Around £1 for each bhp!
Regards to all
;)
£420 You must be 135 years old drive 3 miles a year and have the car kept in a secure R.C. military standard nuclear blast proof bunker, and have 8 hungry dobermans constantly sleeping in it!!
I fear insurance has changes abit since you had that quote...
But well done.
Yes guess it was a while ago. But it still pays to shop around. I'm currently considering buying a Cupra R and have been haggling with a dealership after a nice test drive. The car didn't match up to my Escort Cossy (as I remember it!) mainly due to no four wheel drive, but I think it has potential. Probably a trade off between more bhp and what can be sensibly put through the front wheels. Also lowering and stiffening the suspension. I say this as I took the car on the M275 (Portsmouth) round a long bend at around 130mph and the car wasn't too stable. I was impressed with the car and would have a lot of fun modifying it.
As for insurance quotes I'm trying to remember my insurance company name for my cossy as they were a lot cheaper than the rest then with another company, Performance ? as next best. They quoted me £450 for the Cupra R based on a standard car. Can anybody recommend other insurance companies for me to try? Also was this a good quote?
Regards to all
;)
slim_boy_fat
04-06-2003, 10:46
Originally posted by RST
As for insurance quotes I'm trying to remember my insurance company name for my cossy as they were a lot cheaper than the rest then with another company, Performance ? as next best. They quoted me £450 for the Cupra R based on a standard car. Can anybody recommend other insurance companies for me to try? Also was this a good quote?
Regards to all
;)
The Escort Cossi is a special car, theres not a car buff around who has not wanted to own/drive one.
I got quotes of 390-600 for my Ibiza TDI. I am in a fairly high risk are mind (Glasgow)
Any quote these days close to £400 is pretty good. Esp for a car thats got such a high insurance group.
Theres always the Audi S3 if you like 4wd and really need lots of power.
Just out of interest, anybody know of any "chip-friendly" dealers up north?