Mod Friendy Insurance Companies??

[Fergal84]

I don't know how some of you lot get such good quotes, I have a mk1 leon fr tdi and am looking around for renewal. It is totally standard at the moment and am getting alright quotes for it, but as soon as i mention any mods the price just jumps!

Am 24, 25 in March, have 6 years ncb, driving for 7, no convictions or claims, parked on drive in a decent postcode, think its a B ranking, and for standard with protected ncb its about £400.

I have tried both Greenlight, and Adrian Flux, and the only mods i have mentioned are a lcr splitter, and fabia rear wiper, with just these the Adrian Flux quote jumped from £420 to about £640, and Greenlights was £670, and thats with just 2 <£20 mods!

Sprry for the essay but has anyone got any ideas, or is it standard for another year???

Cheers

[orca]

admiral put mine up 20 quid for remap forge dv and induction kit (ibiza fr 20vt)

[vee_dub_modder]

try Golf+ (see golf plus mah) i think its a hic company. i dont jhave any prices but will be looking at the weekend. thay quoted me happy a good few times with previous efforts. i am assuming they'll cover seats under their VAG roof!??

[lunalupi]

I've often found my quotes are anything up to £200 more on the arosa modified than it would be standard - but for that I have all my mods covered except performance ones. So it actually gets better value for money the more you do :blink:

[vee_dub_modder]

golf cover all, inc track day ins, you get salvage on car and coverage on all items old for new ;)
pretty hard to beat but again unknow if they'll cover seats as of yet?

[lunalupi]

I think most will if they cover VWs already :)

[vee_dub_modder]

its were i'll try on sat, direct line and privalige are winning for me atm, £420 fully comp, on the drive, 24yr old 6 yrs no claims parked on drive (just yet to tell them about mods lol) privalige will tell me where to go, direct line might be okay? will prob cost me 600 all in i think??? hope. just forget to mension de-cat and revo sps3 and all will be fine lol

[lunalupi]

Direct Line, if I recal correctly, don't allow mods for under 25s......

Who else have you tried? My list always includes, Adrian Flux, HIC, Brentacre (who are really good, very friendly) and a few other places I find online each year. Also try Greenflag (if you have lots of power).

[Fergal84]

Have given HIC a ring and they came up with a brilliant quote, £439 for everything, like for like cover, no increases in the premium for any mods unless i get a remap or full exhaust system, which adds something like £100. Well chuffed with that :) can see its gonna cost me a lot more now i can actually get some things done now :D

[Fergal84]

its were i'll try on sat, direct line and privalige are winning for me atm, £420 fully comp, on the drive, 24yr old 6 yrs no claims parked on drive (just yet to tell them about mods lol) privalige will tell me where to go, direct line might be okay? will prob cost me 600 all in i think??? hope. just forget to mension de-cat and revo sps3 and all will be fine lol

Privalige don't do mods for under 25 either, was with them, hence why its been kept standard for the first year.

[vee_dub_modder]

Have given HIC a ring and they came up with a brilliant quote, £439 for everything, like for like cover, no increases in the premium for any mods unless i get a remap or full exhaust system, which adds something like £100. Well chuffed with that :) can see its gonna cost me a lot more now i can actually get some things done now :D

have you got the number handy, should get an almost ident quote to that (pending post codes etc.) hope they're as friendly in the new yr when i fit my all carbon front end and widened track lol. :help::doh:

[vee_dub_modder]

not quite identical... just realised yours is a tdi lol... still wont be too far out!

[Fergal84]

The number on their site is 08451 291 291, but the number that i have been getting calls through from is 01278506090

Hope they work out for you :)

[Ibiza 130 tdi]

01278 506090


That's a Bridgwater dialing code! That's where I'm sorta from. Wonder where the hell they are.... :blink: