At the end of the day, there's plenty of chain driven cars and if you go on forums you'll always find people with problems with them, as you do with any other part! People only really go on forums when they have problems! I'm sure they class the 'lifetime' as 100,000 miles. Wouldn't worry about changing it though until you can hear it rattling. It does stretch over time and wear, at the end of the day it is a chain, it won't last forever I can guarantee that! Chains are far superior to belts IMO as atleast you can tell when the chain is worn as it will rattle against the engine casing and it doesn't need changing every 40K miles like a belt!
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