You'd be surprised what the insurance companies know about you if they choose to look before an assessor even looks at your car. I work for the company that provide all the big companies their anti fraud tech. All it would take is for you to mention 'remap' on here and use any details which are shared with your insurance account.
I don't doubt that for a minute,things have moved on somewhat in the last few years what with the event of the internet and social media, its now very very easy/cheap/quick to check on someone which is why insurance companies use it.
Whereas that same info only a few years ago would have taken a long time to find, cost a lot of money and was far from easy, so not something an insurance company/assessor would do
My point was, the last statement skidpad made was something I'd heard said hundreds of times and based on mine and others first hand experience at the time and up to a few years ago was more a nice urban legend than fact and a good story to try to stop kids souping up their ford escorts and mg's
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