Insurance renewal

[Keyzer Soze]

Just had my renewal notice from Seat Insurance. 15 plate unmodified Leon mk3 1.2 tsi 12000 miles a year and I'm 48 with 10 years no claims, £600 . It's like they don't want my business.

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[Hughes395]

Thats crazy im 20 1 year no claims in my 1.8tsi fr and its only 850

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[TheVoice]

It just depends on the company they're using to provide it really, you need to shop around any time you get a renewal because there's almost always a cheaper price out there somewhere.

 

[Miguel 7]

Thats crazy im 20 1 year no claims in my 1.8tsi fr and its only 850

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How is that fair I've got 2yrs NCB and paying almost twice as much

 

[Miguel 7]

Thats without the blackbox is it?

 

[Hughes395]

Yeah i find confused.com is the best one and now im with churchill

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[Keyzer Soze]

Thats without the blackbox is it?

That's without a black box.

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[Miguel 7]

That's without a black box.

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Thats quite obvious forgot to quote Hughes' post.
I've checked all them comparison sites but what I found out was that you shouldnt leave it for the last minute as that often increases the price as well

 

[Hughes395]

Yeah mines is without black box mate. I set mine for a week in advance (2weeks is optimal i found) and im set for 7k miles a year cos who can prove i do more or less than that

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[Ckpearce91]

I just had renew mine and it come to £500 with my exhaust declared. That's with Admiral on a multicar policy, I had to get them down to that, all together it was £919 for the Leon and the other halfs Corsa. The original renewal quote was £1100. Last year we paid £630 for both cars

 

[SRGTD]

It's always worth doing a bit of research on the comparison websites and then phoning your current insurer to see what they are prepared to do.

My insurer quoted me a renewal premium this year that was approx. 26% more than I paid last year. I knew I could get cover cheaper elsewhere, so phoned them and managed to get them to reduce the premium to pretty much what I was paying last year. It's just annoying that it seems necessary to do this; if they can reduce the premium when you phone to query the increase, why can't they offer you the lower premium in the first place?

 

[JACUPRA280]

27, 6 years no claims, Cupra 280. 12,000 miles.

£428. Paid it all in one go.

 

[AndrewJB]

28 Stage 2 modified 280 was £330 last year lol going to struggle to beat it this year.

 

[Miguel 7]

You're all having it so cheap and young people have to suffer coz of you

 

[kazand]

It's always worth doing a bit of research on the comparison websites and then phoning your current insurer to see what they are prepared to do.

My insurer quoted me a renewal premium this year that was approx. 26% more than I paid last year. I knew I could get cover cheaper elsewhere, so phoned them and managed to get them to reduce the premium to pretty much what I was paying last year. It's just annoying that it seems necessary to do this; if they can reduce the premium when you phone to query the increase, why can't they offer you the lower premium in the first place?

Then they wouldn't make any money. Correction... Then they wouldn't make as much money.

 

[Biker]

I have just renewed mine for the Cupra 280, it came to £255. While I was at it, I got a quote for the Cupra 300 I have on order, I could get that for £205. Go figure that one out......

 

[ali831]

insurance companies rely on complacency, they get you in on a cheap deal and then hope you don't shop around when they up the cost at renewal and you would be surprised how many people just let it auto renew. saved my son and daughter over £200 each by shopping around this year. But our own insurance is only £220 drivers age 48 & 52, 6000 miles per year on a 14 plate 1.4 tsi FR. (couldn't get that any cheaper even though I did try!!)

 

[italianjob]

Mines 'only' £280 with Swiftcover, they've been the cheapest for me for years now. Had a claim last year and it was all handled so efficiently from car recovery to repairs, courtesy car etc..

I'm 47 with a 2017 1.4 ecoTSI DSG

 

[Curtly]

I run my quotes every so often throughout the year and they're always cheapest about 6 months from renewal - they inexplicably increase the nearer they are to my renewal date, I doubt this is coincidence

 

[simon_mac]

Try direct line pal, everytime is came renewal time and I've looked to leave they've never been beaten on price, plus you'll always speak to someone you can understand

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