ABT a declared mod for insurance?

[Madmike01uk]

Hi all,

new to the forum, picking up a Cupra R ST ABT in a few days, just checking insurance, do I need to declare the car as modified as it has the ABT kit?

cheers

Mike

 

[DAN@ADRIAN FLUX]

Hi.
Unless the specific model of vehicle has been rated and given and insurance group in it's own right by the ABI then yes you would need to disclose this as a modification.
Regards,
Dan.

 

[Madmike01uk]

Hi.
Unless the specific model of vehicle has been rated and given and insurance group in it's own right by the ABI then yes you would need to disclose this as a modification.
Regards,
Dan.

Hi Dan, thanks for your reply, the car was spec’d with the ABT kit from order, does this have any affect?

 

[Rusty2k]

The ABT piggyback ECU is / was a dealer fitted modification so it would need to be declared as such yes.

 

[DAN@ADRIAN FLUX]

Hi Dan, thanks for your reply, the car was spec’d with the ABT kit from order, does this have any affect?

Hi.
No that wouldn't make a difference, if the specification hasn't been rated by the ABI and given it's own insurance group you would still need to disclose it.
Regards,
Dan.

 

[pauly1299]

When I researched this, a specialist broker told me the ABT has it's own ABI number so it is rated by insurers. I couldn't find an insurer that didn't class it as a modified car though. Insurance comparison sites all seem to rate the car at 300 bhp, dig a bit deeper and most of those insurers decline to quote when told the car has around 350 bhp. That and the value being over £30k thins out reasonable quotes.