Insurance

[runnerpart2]

Yeah ive been to Sky insurance and Green light

Green Light Fully comp (protected) £859 on the drive parking
Sky Insurance Fully comp (protected) £772 but could get it lower and On the street parking

So these are a big improvement with the insurance and it includes mods which im very happy about. Cheers guys still gonna be looking some more names of Insurance.

 

[Jason-R]

+1 for direct line. I don't think they like mods though. I don't think you have mentioned exactly what car you are trying to insure yet? I'm paying 550 for comp + protected on LCR. 27 with 9 yrs ncb if that helps

 

[ADAM_84]

Brentacre all the way

 

[akchappers]

Iv got trade insurance and that only costs me £720 a year!
Ak

 

[JDUB 20V]

Iv got trade insurance and that only costs me £720 a year!
Ak

Who is that with bud?

 

[akchappers]

It's with trade wise through autonet!
Covers me for everything apart from ferraris (like il get one anyway) and the like! Even demonstration purposes with customer driving!
Ak

 

[JDUB 20V]

Might have to give them a try.

 

[akchappers]

It's only if you're trading mate! I buy and sell from home.
Ak

 

[andycupra]

if not modded, esure.

Otherwise insure it properly, - modified insurers mentioned on here are usually pretty good.

and regards the insurer not insuring unless car owned for 12 months... this is quite simple, that the claim rate is higher in first year of ownership. Virtually all insurers ask how long you have owned the car. Many will apply a small increase in risk if less then 12 months,. This one appear to have decided to only supply cover after 12 months.

 

[JDUB 20V]

if not modded, esure.

Otherwise insure it properly, - modified insurers mentioned on here are usually pretty good.

and regards the insurer not insuring unless car owned for 12 months... this is quite simple, that the claim rate is higher in first year of ownership. Virtually all insurers ask how long you have owned the car. Many will apply a small increase in risk if less then 12 months,. This one appear to have decided to only supply cover after 12 months.

Understand your point but still feels like they penalising me for not owning the car for 12 months, at the end of the day its a car i have bought/like and want to drive so what difference does it make when i bought.? And even if i was to to claim not that i would, then its going to affect my premium for the follwing year.

 

[traumapat]

Understand your point but still feels like they penalising me for not owning the car for 12 months, at the end of the day its a car i have bought/like and want to drive so what difference does it make when i bought.? And even if i was to to claim not that i would, then its going to affect my premium for the follwing year.

Your less likely to have an accident if youve owned the car for 2 years than if the car is new to you. Im guessing but it makes sense to me. Just insured mine and they were more interested in how long I'd owned it / how long modified than NCB

 

[JDUB 20V]

Your less likely to have an accident if youve owned the car for 2 years than if the car is new to you. Im guessing but it makes sense to me. Just insured mine and they were more interested in how long I'd owned it / how long modified than NCB

Still sh!t when you have full no claims bonus and no accidents!

 

[traumapat]

Still sh!t when you have full no claims bonus and no accidents!

I can beat that. Because I became a named driver on my partners policy for her car and didnt insure the cupra for 2 years I lost 7 years NCB! Greenlight who had insured the cupra before wouldnt even offer a price without ncb... even though im known to them and the last 2 years are completely traceable insurance wise.

Luckierly Flux gave me a huge discount as they were able to trace insurance activity and knew id had the car since 2005.

Frustrating

 

[DdraigR]

I'm with elephant too, 28, 2 years NCD with, upto 4000 for annual mileage (I use tube for work) £512 a year but then that is tied in with a multicar quote for mine and my mrs Corsa for the pair we pay around £750-£800 a year.

 

[JDUB 20V]

Went with Brentacre £744 for all mods with Me & Mrs.. Hurts when you have to pay large amounts for insurance.

 

[benj1989]

Went with Brentacre £744 for all mods with Me & Mrs.. Hurts when you have to pay large amounts for insurance.

I'm also brentarce 700 all mods me and gf. Leon 140 pd. 23 4years ncb 3points. I kept calling adrian flux and playing them off each other. Very happy with brentacre. Not had a good enounter with flux direct. Had a crash they were dog. Would never go back to them.

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[JDUB 20V]

Cant play them off each other anymore, they ask for email proof of quotes so just went with Brentacre again, after 6 years of leaving them

 

[benj1989]

Cant play them off each other anymore, they ask for email proof of quotes so just went with Brentacre again, after 6 years of leaving them

I did mine last month. I did genuinely get a quote ref each time ot mine down from 1200 happy days

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[JDUB 20V]

I did mine last month. I did genuinely get a quote ref each time ot mine down from 1200 happy days

Sent from my LG-P920 using Tapatalk 2

Takes the P when they try to charge top wak!

 

[RaviR50]

I know its a long shot but could anyone suggest a good company for and 18yr old with 1yr NCB and no points to go with for a modified leon??