Modified insurance ........
- Thread starter fireblade929
- Start date
Cheers lads, I'll give them a try.... Started at £1050, 2nd try £810 I think I'm getting there, £600 maybe? Sounds like a good number....
Apparently "sky" are good insurers. A work colleagues chap has just insured his Skyline through these.
Just put in for a quote from Greenlight, just waiting for them to get back to me... Currently paying £400 with no mods... See what amazingness they can give me...
That being said Shnazzle, I MAY be going back to them in March as my ins. is up then and I cant see Adrian Flux doing very well with a renewal quote.
Well if Greenlight keeps quoting me what they have been, and keep treating us like they have done....I can't see me leaving them while we have a "performance" car.
Hopefully you can get a good quote
guy on here is neil@greenlight
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Greenlight for me as well since this afternoon! Beat Adrian Flux by £120 with much better cover. No brainer really.
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bear in mind that modified car policies are very different to policy with mods added...
Firstly modified policies are often alot better if you make changes to the car as they dont bend you over if you do so mid policy.
But also importantly modified policies can be 'like for like' - which is important as if the car got damaged they would repair it to the same spec using the same modified parts. Eg you have a forge FMIC, they will repair it with a new Forge FMIC. whereas most companies that allow you to add mods are only covering any increase in risk that you now represent and not the modified parts. should your car need to be repaired it would be repaired to stock standards with stock parts.
(thats right, most insurance companies are charging you more simply as you now represent a higher risk as being someone that modifies their cars and not because you have better insurance that will replace modified parts should you need to claim).
Firstly modified policies are often alot better if you make changes to the car as they dont bend you over if you do so mid policy.
But also importantly modified policies can be 'like for like' - which is important as if the car got damaged they would repair it to the same spec using the same modified parts. Eg you have a forge FMIC, they will repair it with a new Forge FMIC. whereas most companies that allow you to add mods are only covering any increase in risk that you now represent and not the modified parts. should your car need to be repaired it would be repaired to stock standards with stock parts.
(thats right, most insurance companies are charging you more simply as you now represent a higher risk as being someone that modifies their cars and not because you have better insurance that will replace modified parts should you need to claim).
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