True. It’s a risk. If they say it’s not financially viable to repair, that’s it then. That stays with the car. I had an accident. No other parties involved. The road was f¥cked. Claimed through insurance. I thought they’d right it off. It didn’t look as bad as yours, but my radiator, suspension etc was shot. £9,735 later my car was fixed. I’d bought it for just under £15k 8 months earlier, and now, a year and a half later, it’s worth £8-9k apparantly… Your repairs cheap enough to DIY?