insurance quotes..... quite pleased!

[offitmassive]

just had an insurance quote for Ffion,as car will be sat on my drive until may 15th,but Sheilas wheels (yes Sheilahs wheels lol) have quoted me £449 comprehensive cover, 3 points sp30, 7 years NCD, 29 yrs old, driving 11 years.. and they are the same company as esure who quoted me just 30 odd pence more, but they together were nearly £300 cheaper then the next best being privilege. Happy as larry!!

 

[Applemobile]

Excuse my ignorance, but what is a Ffion? ALso are you female?

 

[Pyro]

My last auote was £800 at 22 witch is better than the £1100 last year lol but don't have any ATM so will see what I get I a few weeks

 

[s_purs]

Which cars do you both have? Leon? Cupra? R?

Also who with Pyro?

 

[tallmatt]

jammy. mines with sheilas wheels. 33 yr old. 3 points, traffic light offence. £660 with the interest. LC.

 

[tallmatt]

although i get bonus £200 cover if my handbags nicked from the car!

 

[jay199999]

im 22 got 0 year claims and that is 1100 a year for mine seat leon cupra quite pleased with that tbh

 

[s_purs]

Im just about to get a new one with with Admiral. 25 year old male, 5years no claims, no points. LC with stainless steel up to 10% increase power exhaust, with no claims protection. £685

 

[tallmatt]

can you get 10% increase by just changing the exhaust?

 

[s_purs]

no, but you might get a few bhp, and legally you have to tell the insurers about that. having a stainless steel exhaust added £10 onto my premium. having a stainless steel exhaust that is declared that it can add up to 10% bhp to the car was only £10 ontop of that. i would prefer to tell them it potentially adds power and pay £10 for peace of mind that they cant refuse to pay out

 

[marc4242]

That sounds pretty good, I'm quite a bit older, I'm guessing a comparable geographical area, and had my first quote at £550.

 

[cupra_mike]

it all depends on the area as well doesnt it

 

[s_purs]

Yeah, im guessing Reading is about average pricing. Also we dont have a garage so only have it down as on the drive parking. Would be cheaper if we had a garage

 

[tallmatt]

mines down as garaged and still quite dear. i guess shirley in southampton is quite a high risk area!

 

[offitmassive]

although i get bonus £200 cover if my handbags nicked from the car!

lol, i get a £300 bonus if my handbag is nicked lol!!!!! Im a male driver, Ffion is the name for my Leon

 

[offitmassive]

mines down as garaged and still quite dear. i guess shirley in southampton is quite a high risk area!

Mines garaged, i asked why is it still high if its locked in a garage, they said its cuz the area im in, i actually replied it wouldnt matter even if i was in Beirut,its in a locked garage!!! but £300 cheaper then the next cheapest...im as happy as a pig in s41t

 

[offitmassive]

Im just about to get a new one with with Admiral. 25 year old male, 5years no claims, no points. LC with stainless steel up to 10% increase power exhaust, with no claims protection. £685

Protected here too,i was thinking bout whether or not to protect my 7 years, but it was only £45 more for the honour, so didnt wanna risk it...

 

[tallmatt]

i never thought protected no claims was worth it. i've been driving 15 plus years and only claimed on insurance once. 15 x £45 is alot of dosh. more than the one claim would have affected my premium.

 

[tallmatt]

imo. looking at it again maybe not? i don't know?

 

[s_purs]

yeah but it depends upon your age and what your premium is. when your under like 26 if you lose a years no claims your premium will shoot up, if your older it wont make much difference.

also to protect my no claims its only £10 with admiral, so i would be mad not to!