Performance Mods vs. Insurance Premium

[Boyracerbert]

Read some really interesting threads on remapping or chipping to add performance and drivability - whetted my appetite for some upgrades! However, I have a few questions:

1. Anyone have any idea how much Insurance Premiums will increase if I remap or chip?
   
2. How do any upgrades affect the SEAT warranty?
   
3. Is it worth waiting a while or can I upgrade on a brand new engine/car?
   
4. Should I wait to let everything "bed in"?
   
5. Under the bonnet, except for the 6 speed box, is a 1.9 TDi Sport the same as a 1.9 TDi FR, but mapped differently?

So many questions I know - hope someone can answer some of them!!

 

[Ad Lav]

1: Not an awful lot, £100 - £300 in most cases.

2: If they know its remapped its void on warranty work.

3: You can upgrade on a new car straight away but...

4: ... i'd bed it in for 4 - 5k miles

5: Same engine, different turbo (same power etc just different make), gearbox ratios.

Any more?

 

[Boyracerbert]

Thanks Ad Lav - guess I'll have to start shopping around.

Any ideas for upgrading my TDi Sport (100PS)?

 

[Ad Lav]

Remap wise or something else??

Custom Code or Revo will both take it to around 130 bhp and 235 lb/ft ish...

 

[Boyracerbert]

Cheers, I'll have a look.
What about handling - seems to stop, go and turn with no suprises, but sure ain't a match for the Mrs' Mini One D for turn in. Ibiza could do with more "bite" it seems

 

[Deleted member 13581]

Ive remapped my TDi Sport and im seeing 141bhp and 238lb/ft Torque. Thats with a Revo map, PD160 intake and Green Panel filter.

Its more than enough for me and the car pulls better in every gear.

I waited till i had 6k on the clock before i did it, after listening to the guys on here.

Handling wise, you would be looking at coilovers. I have Eibach, others have FK and Weitec. Also add on spacers at the back and it should handle like its on rails.

 

[caveo]

my insurance went from 510 to 629 when i declaired the ihi kit ,fmic,miltek zorst,and coilovers. I was well pleased.

 

[Ad Lav]

Handling go for shocks and springs or coilovers.

Anti roll bars front and rear will help and a strut brace will give better turn in...

 

[Boyracerbert]

Sounds impressive caveo - hope it goes as well as all those abbreviations suggets!!!

 

[Boyracerbert]

Thanks for all the input guys - looks like I'll have to put a shopping list together and go raid the piggy bank!!

 

[Ad Lav]

Hope its a big piggy bank

This 'modifying' lark can cost a bit...

 

[Deleted member 13581]

I had money in the bank before i registered on here.

Let the good time roll.

 

[Guinness]

yer the insurance is the only thing keeping me from spending all my money on the car lol

 

[RichieRich]

different insurance companys different premiums i have no money now either

 

[kriso]

Go with Greenlight insurance and just pay £25 extra for remap and all your mods

 

[Guinness]

yep shame Im not 21 lol

 

[Poverty]

yer the insurance is the only thing keeping me from spending all my money on the car lol

I just spend loads on audio instead. Got some stuff imported from america on the way

 

[T. Spark]

As far as number 5. goes.

The 1.9TDi Sport in question is the new facelift 5 speed right, not the old 1.9TDi sport 6 speed!

So, its alot more than just mapped different. As far as a I am aware it does share the same 5 gears ratio's as the older 1.9TDi 6 spd.

But it has a different turbo, injectors, brakes etc etc