Insurance woes

[dawson86]

im 25 with only 3 years no claims, and i pay £55 a month, with privelege, i used the three main comparison websites and privelege through confused.com were by far the cheapest, my renewal from aviva wanted £1495 and when i called and told him the price i found he laughed on the fone, so i said thanx very much but no thanx

 

[ben450]

It's obviously the DD that's affecting it so much don't get me wrong I'm not proud of it should never have done it but we all make mistakes. What I noticed was on a normal car the DD prob costs £200 a year extra but as soon as you want a performance car the increase is massive. Been told it will have less impact the longer It's been on there think It's 6 years in January.

 

[craigy86]

Adrian Flux for me all mods declared and 3 points £600

 

[ClearAction]

just renewed mine with admiral

just turned 27 with 3 years no claims

2001 Leon Cupra 1.8T

fully comp £350 excess - £470 but called them and got it lowered from £520 they offered

admiral seems to include all cover bar breakdown cover so happy to stay with them

 

[stevei'D]

There is a bonus to getting old then, 29 with 12yrs NCB, With Admiral and on 06 FR+ 150tdi £340 fully comp. Roll on the 30th.

To be fair I have no idea how you 18-22 year olds afford to run these cars with the premiums mentioned. Fair play to you and I never want to feel your pain.

 

[Jmerrie]

There is a bonus to getting old then, 29 with 12yrs NCB, With Admiral and on 06 FR+ 150tdi £340 fully comp. Roll on the 30th.

To be fair I have no idea how you 18-22 year olds afford to run these cars with the premiums mentioned. Fair play to you and I never want to feel your pain.

I don't know if it is because it is multicar but we have a 2011 Fr CR170 and a ford Fiesta and the quote for us bother was £597, £335 for the Leon for 2 of us!!


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[stevei'D]

I don't know if it is because it is multicar but we have a 2011 Fr CR170 and a ford Fiesta and the quote for us bother was £597, £335 for the Leon for 2 of us!!


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I am here: http://tapatalk.com/map.php?4h3s0h

Spooky! It is a multicar policy, and funnily enough when it's due the other halfs fiesta will be joining it, works out almost identical to yours! Like you both will be fully comp on each others car which is handy.

 

[BigV]

Interesting, it seems like everyone is paying less than me, perhaps I should have phoned around instead of relying on the comparison sites.
25 with 5yr NCB and I just renewed mine for just under £1100 TPFT. 150tdi, dodgy area I live in, plus 3 points SP30 and my employment is technically 'student' which I don't think helps much.

Fully comp was just silly money when you consider the car has a trade in value of maybe 2k and the excess could be about £400 too.

 

[SilverFiRe]

Who are their under writers?

Going by what's written on their website T&C's;

"Status

Brentacre Insurance Services Ltd is independent intermediaries who act as your Agent and accept responsibility for the advice given and will search for the best insurance we have on offer for your individual requirements. We are Authorised and regulated by the Financial Services Authority. Brentacre Insurance Services Ltd act as agents of Insurance Companies and are required to inform our customers that we have Risk Transfer agencies in place. "

It looks like they're a modified car version of GoCompare???

 

[ianmessy]

Wifes renewal through today....

Aviva.

2004 LC180 8k per annum Fully comp with protected no claims & legal cover.

Full no claims, 37yr Mrs plus me at 38, 7 non fault accidents between us - we just seem to attract idiots! no penalty points, parked on drive, exhaust declared - it is big n louder - bit hard to hide!!

£247

Called to add a further non fault accident and expecting them to say quote was wrong and shoot up, but stayed same!

Feel the pain of you younger guys, back when I was 18 remember insuring my E reg Escort XR3i at a grand third party.........

 

[cuprapete]

admiral multicar all the way!!

23 with 6 yrs NCB

Seat leon cupra R and Nissan 350Z

Mirrored my NCB for both and I pay £940 for the pair