Are you on the website or Tapatalk?
I build a big ass spreadsheet and work out whatever is cheapest until warranty runs out, cash, pcp, lease or remortgage. At the moment it is a personal lease based on my mileage and needs. Yes I don't own it but I don't want to own something that is losing money and I can chop it in in 3 yrs for hopefully a cupra 400 or similar, wishful thinking. Done the 2nd hand car game and cash purchase in the past. Imo it doesn't stack up today.
Best way by far if possible.I saved my money. I once borrowed £1500 (1 year loan) to buy a 7 year old Fiesta back in 1996 and with a fair chunk coming off my meagre wages every month I decided "never again". So from that moment on, every car I have bought has been saved for. So cash (sometimes plus trade in) has been the way ever since.
The car's called Dignity by the way.
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