car valuation - help for insurance claim

[b21playa]

Hi all

What would my car be worth. Im trying to see whether its on the edge of a write-off or not.

It’s a silver 2004 54 plate FR TDI with 90k on the clock with full SEAT history.

Was is very good condition prior to the accident, and want to know book price that they will pay out. Had a quote for repair at £3800, cant’t remember if that was plus VAT or not.

Thanks in advance

 

[truCido]

Well the cheapest on autotrader is £6100

 

[6th.replicant]

Here's a wee bit of advice, based on a 'been there, seen it - won it!' battle with an insurance company: if your car is a write-off, your insurance co will offer a feeble amount that it will claim is 'the market value' - often based on Glass's Guide. Ha!

IF you can find plenty of cars for sale, at that price, which are the same colour (you spent many months looking for a FR in the colour of your car - didn't you!), mileage, service history, overall condition & specification, then all well & good.

However, chances are that you will not be able to find cars for sale anywhere near the sum offered. So, you go back to the insurance co & point out that there's nothing matching your car's spec, colour & condition etc with an asking price anywhere near the sum offered.

If you are able to find cars matching your car's spec & condition etc but only at a higher price than the one offered - no worries. Simply provide the insurance co actual examples of the cars matching your car at the higher price - quote actual examples from AutoTrader, Exchange & Mart, at local dealers etc etc - & then, in turn, you ask the insurance company to actually provide you examples of cars at its offered price.

Of course, chances are that your insurance co will not be able to provide genuine examples of Leon FRs at its alleged 'market value'. Hence, you'll end up getting the higher - ie real - market value.

 

[m0rk]

I doubt he'll find (m)any cars for sale anywhere with 90k on them

 

[b21playa]

thanks for advice