Cupra/Boc Finance

[wigz45]

Hi I'm just wondering if anyone can give me any details on their finance for the cupra or boc?
i.e monthly payments/deposit/years covered? saw a boc in my local dealer that said £240 a month but i didnt check any other details.

getting a promo at work next month and out of curiosity i put an insurance quote for when mines up for renewal and it came back at £660 for 20 years old and 1 year NCB. which i thought was pretty good as im paying £920 atm for the 1.4 sport!

obviously after finding that out and my promotion im VERY tempted.

also wondering if i px'd mine would that count as the deposit?

thanks alot!

 

[mardon]

The £240 a month would be with a 6k deposit then 60 monthly payments (5 years). (Depending on what you spec on the motor).

I'm sure they would take your car as part ex.

 

[jc_boc]

Yup all those figures sound a about right. I specced mine right up and put down £3500.00 so will be paying about £340.00 a month over 60mnths. GO FOR IT MAN!!!!!!!

 

[collegeboy09]

My finance is on an FR

Paid £500 deposit for the car, £9500 part Ex for my current car then £190 a month for 3 years.

I thought it worked out pretty good really as i got my own finance from somewhere else

 

[rllmuk]

Yup all those figures sound a about right. I specced mine right up and put down £3500.00 so will be paying about £340.00 a month over 60mnths. GO FOR IT MAN!!!!!!!

Eh? £23,900 total? My god. Surely you should get a bank loan?

 

[jc_boc]

Where do you get £23,900.00 from mate? Mine came to Just under £19000.00 with all extras. Less £3500.00 deposit makes finance amount £15500.00

 

[mardon]

I see where he's getting that from £15,500 divided by 60 is £258.33. Seat finance is 5.9% APR I think.
£340 times 60 is £20,400 then you have your deposit ontop of that. Where's all the extra money go? I know you have RTI insurance and admin charges etc but thats a lot of extra money..

 

[jc_boc]

I wish I could get 5.9%. I think they hit me round the 9% mark. What can I do? I don't mind though paying the price as long as they car gets here when it is meant to hahahahaha

 

[m0rk]

What can I do

Take the hint that they're telling you that you might not be able to afford it?

9% is terrible for a 'new' car with a deposit given that it's secured & they get the car back!

 

[jc_boc]

I got news for them. I can defo afford that and if I hadn't loved the look of this car so much I would have bought the scirroco TSi. I want the car so I will pay what they want, this will be the first and last time however that I ever deal with that dealership. I have been on their case since last week to confirm that the build date was still last week and as yet have not heard a thing from them. Disgusting service!!!!!!!!!! I want my car from them and that will be last of that.

 

[SeanyK]

I think the total price depending on options is a tough one, I looked at a Cupra, and specced it up with;

Leather seats
Racing brakes
Bluetooth
Xenon

Couple of other bits, and it was about 19k as above... Was wondering if the Xenons were REALLY needed??

 

[jc_boc]

Xenons on the boc are a must as far as I am concerned. Just adds to the overall appearance of the front with the black mouth you know hehehehehe

 

[mardon]

Agreed, not quite as important on the cupra as they have silver headlights anyway. The xenon's on the boc are all black where as the normal lights on the boc have a little silver. They are really smart, but expensive.