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Im 21 with a Cupra and only paying £515 for 12 months. When I was 19 I was just over a grand for it so it seems your quote is a bit steep. As said get a few quotes from Elenphant/Admiral ect and play them off each other.

be postcode i suspect!

if i lived in town were i work my insurance would more than double, its only 15 mile down the road
 
ive done that 10 months thing with elephant as well but apparently you only get the 1 year ncb if you stay with elephant? and if you transfer to a different company at the end of the 10 months then you cant use it? only found out after i'd paid for mine...

Umm, I did 20 months (2 years NCB) with Elephant, went to Admiral for 12 (+1 year NCB) now with Direct Line (convenience as couldn't afford to pay the whole amount and they had 0% interest), took all my NCB with me.
 
ive done that 10 months thing with elephant as well but apparently you only get the 1 year ncb if you stay with elephant? and if you transfer to a different company at the end of the 10 months then you cant use it? only found out after i'd paid for mine...

I did a 10 month thing, got the years no claims, and you can use it anywhere dude.
 
Every insurance firm we have used have always transferred the NCB onto the new policy.
 
be postcode i suspect!

if i lived in town were i work my insurance would more than double, its only 15 mile down the road

I know its optional at the moment but just wait till they demand everyone has a black box fitted for insurance cover.

The box knows where the car is 24/7 as well as monitoring your driving standard.

I will bet that your insurance then goes up because you park most of the day in a higher risk area.