Splitters a cheap £20-ish job from the dealer, so no so bad. Makes the front look much nicer when its new, and people dont think you just crash around into everything. About the chips, not sure really. Its one of those things, depending on where you drive, that you are always going to have. Have heard of people using mobile 'chips away' type people where they come and do it on your drive, but TBH, its only going to look great when resprayed...
And lets face it, when people see the car, you'd be amazed at all the imperfections that you notice by they dont - They're just amazed by the beauty of it, no???