What, if any, mods can be made

[Mat Lock]

how old are you

32 and yes that is old and it sucks I am getting mugged off but:

a) I live in CR8 postcode which is Band E ie BAD !!

b) I have been out of the country for 2 years and so half the insurers won't cover me

c) Only just started a job

d) Only just moved in to flat

e) 1 claim and 1 SP30 in the last 5 years

I wish I really knew why insurance is so expensive for me, when everyone else seems to pay at least half as much.

£335 TPFT from Adrian Flux is the cheapest I could get anywhere.

Green Light were going to insure me Fully Comp but won't insure me cos the last time I had insurance was June 2008.

 

[Mat Lock]

£280.00 fully comp protected, the joys of being 25.......... and insuring it to my mums much nicer postcode

I feel sick now !!

 

[crossedmike]

19 and 54 a month lmao

 

[Mat Lock]

Please nobody say any more. This is now seriously frustrating.

 

[crossedmike]

32 and yes that is old and it sucks I am getting mugged off but:

a) I live in CR8 postcode which is Band E ie BAD !!

b) I have been out of the country for 2 years and so half the insurers won't cover me

c) Only just started a job

d) Only just moved in to flat

e) 1 claim and 1 SP30 in the last 5 years

I wish I really knew why insurance is so expensive for me, when everyone else seems to pay at least half as much.

£335 TPFT from Adrian Flux is the cheapest I could get anywhere.

Green Light were going to insure me Fully Comp but won't insure me cos the last time I had insurance was June 2008.

ur sp30 is loading it and and ur postcode i work in insurance there main reasons and claim

 

[Mat Lock]

I did quotes with and without the SP30 and ddin't make any difference then. The only one it ever made a change on was location.

 

[gtikezz]

so far this year the best i have had is is £395.08 with the tint but without it is £278.70 havent made the calls to the other insurers yet though

thats fully comp protected ncb though

 

[Mat Lock]

Enough !!!

 

[suj]

matt that is nothing, i know people willing to pay £1500+ for insurance

i'm paying £850 TPFT with brentacre (unlimited mods, but have to stay at 150bhp) literally ring up "put coilovers, porsche d90 wheels and hub adapters" they said "thanks...been updated" no charge

i felt like "run your stealing RUNNNNNN" lol

 

[gtikezz]

haha welcome to the mk2 section let the fun begin

 

[crossedmike]

no the sp30 will affect the p[olicy on there but probably not enough becuase u signing up a s a new customer i take it and the intro offer will be blanking it but if u have a claim the sp30 will load the policy depening on the date and how long since u had it

 

[gtikezz]

matt that is nothing, i know people willing to pay £1500+ for insurance

i'm paying £850 TPFT with brentacre (unlimited mods, but have to stay at 150bhp) literally ring up "put coilovers, porsche d90 wheels and hub adapters" they said "thanks...been updated" no charge

i felt like "run your stealing RUNNNNNN" lol

yea i know what you mean the guy who had my old beeza said he is paying £2000

 

[Mat Lock]

Well I've only just got a new job since travelling so money was/is well tight for now. I was trying to get as low as I could. To be fair TPFT is fine for a £700 car, still paying over the odds for it though.

 

[Mat Lock]

no the sp30 will affect the p[olicy on there but probably not enough becuase u signing up a s a new customer i take it and the intro offer will be blanking it but if u have a claim the sp30 will load the policy depening on the date and how long since u had it

2006 was my unlucky year.

Claim was only for audio equipment theft after a break in. They cranked the door open with a crow bar and bent the thing to hell, had to get the car door fixed/resprayed etc. Cost only came to about £250. Was done under protected no claims.

Speeding was 56mph in a 50mph but was SPEC so couldn't argue that one haha

 

[crossedmike]

2006 was my unlucky year.

Claim was only for audio equipment theft after a break in. They cranked the door open with a crow bar and bent the thing to hell, had to get the car door fixed/resprayed etc. Cost only came to about £250. Was done under protected no claims.

Speeding was 56mph in a 50mph but was SPEC so couldn't argue that one haha

so 3 years ur ok and the protected no claim should afferct ur claims but affects ur price when u protect ur no claims ur protectign a number not the price lol its a scam really and hmm might be a bad postcode or high insurance claims area as in car house travel pet etc etc

 

[Mat Lock]

Anyway, for now it's ok. Protected NCD on TPFT. I'll sort something out again if I make any mods.

 

[gtikezz]

and he is leaving the wiper alone for now

 

[CraigW]

I picked up an SP30 last year and it didnt affect my premium at renewal at all.

When I phoned them up and told them Id got it they told me Im allowed to fixed penalties before there is any increase in my premium, and thats with Adrian Flux.

 

[crossedmike]

m,aybe they work different to the companies i work for but normally ill affect u on renewal and or if u have a claim

 

[CraigW]

m,aybe they work different to the companies i work for but normally ill affect u on renewal and or if u have a claim

It never affected my renewal either tbh, I still ended up saving like 10 quid a month with it on.