280/90 insurance

[Kibby]

i know this is for cupra insurance, but reading the quotes some of you have received/taken, i would be bloody over the moon. my insurance on a 1.4 tsi act ibiza FR with 3 years no claims at 23 no points, no kids, no accidents, car is kept in a secure compound over night, the cheapest my renewal is coming in at is 700. ill have to wait until im 30 for a leon cupra and that isnt exaggerating

oh forgot to mention i live in belfast northern ireland ( might be the reason )

 

[shadak]

Can you post initial impressions of the 290 please ?

 

[dty73]

i know this is for cupra insurance, but reading the quotes some of you have received/taken, i would be bloody over the moon. my insurance on a 1.4 tsi act ibiza FR with 3 years no claims at 23 no points, no kids, no accidents, car is kept in a secure compound over night, the cheapest my renewal is coming in at is 700. ill have to wait until im 30 for a leon cupra and that isnt exaggerating

oh forgot to mention i live in belfast northern ireland ( might be the reason )

Get some kids. That'll help.

 

[Kibby]

I thought that would have increased the premium

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[Piran]

I work offshore so put my old man on the car as well so he can run it a bit when I'm away so this may of brought it down

 

[Accy187]

Get some kids. That'll help.

In my experience this increases premiums.

Not sure on house rules, but anyone being given sky high quotes should also try the likes of CK and AF for some cover. I have used them previously for my old modified cars and found them to be really good.

My aim at renewal (Feb) will be to bring my £375 excess down to £100. I can live with the £400 - £500 premium.

 

[Andy90]

Get some kids. That'll help.

This bumps up the price. (Major distraction in the car increasing the chance of an accident) family member works for direct line and knows what bumps it up!

Even if your only going to do 4K per year mileage. Try putting 6 or 7k and see what happens. Might knock some off.


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[Kibby]

Oh I thought less driving equated to a lower premium, would love a low premium hahaha

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[Andy90]

Oh I thought less driving equated to a lower premium, would love a low premium hahaha

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Most people think the same but it works on a risk factor.
This is what an insurance company sees:
Low mileage - not on the road enough to gain experience and may cause an accident
High mileage - on the road too often so more chance of an accident.

Therefore need to be somewhere in between.
Also premiums fluctuate on the time of year. (Bit **** when it's renewal time same time every year)


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[Chippo]

£212 Axa.

 

[jmh0804]

Can you post initial impressions of the 290 please ?

It's just like a 280 with a different badge

No offence. I'm surprised how many older guys own these, I thought it would be a Chav magnet.

 

[Kibby]

I thought the exact same thing but not chavs more late twentys but its nice to see that it can appeal to every age

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[jmh0804]

I'm 25, feel like a youngster now

 

[kazand]

It's just like a 280 with a different badge

No offence. I'm surprised how many older guys own these, I thought it would be a Chav magnet.

I'm as old as God's dog physically but mentally? I still stick my tongue out at people

 

[Seastormer]

The body may be a bit old and creaky, but once in the drivers seat I still drive like a young un. The MK3 Cupra is the perfect Q car and doesn't look over the top like some (Type R) and that is what makes it appeal to the more mature keen driver.

 

[Kibby]

And how do you find every day practicality, i dont mean hooning it about, more like stop start bumper to bumper type traffic or traffic light to traffic light

for example the fiesta st ( i know not the same caliber) i find when just cruising, the geaqr box isnt very forgiving, it really wants you to climb the revs to get a clean/comfotable shift.

hope my question makes sense hahaha

 

[StylancePaul]

And how do you find every day practicality, i dont mean hooning it about, more like stop start bumper to bumper type traffic or traffic light to traffic light

for example the fiesta st ( i know not the same caliber) i find when just cruising, the geaqr box isnt very forgiving, it really wants you to climb the revs to get a clean/comfotable shift.

hope my question makes sense hahaha

It does make sense, if you get a DSG gear changes are effortless, literally.

 

[Kibby]

what about the manual? anyone an input

 

[kentbloke]

what about the manual? anyone an input

Ive got a 6speed manual, great box and nice clutch weight/action.

 

[Kibby]

Looks like the cupra ticks all the boxes. I love the fun that the fiesta St offers but struggle with everyday traffic driving

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