big brakes Cheaper insurance

[karl.w]

If i fit uprated brake pad and discs to my car. Should i get cheaper insurance. Or will they find some way of putting it up. Even thow its a saftey mod.

has this happened to anybody ?

 

[jetsetjimbo]

I doubt it'll be cheaper as it's not standard - as the manufacturer intended and from the insurance companies point of view it could alter the way the car performs / handles.

Also they'd be more expensive to replace if they were damaged in an accident.

 

[Darth Tater]

They'll also take the view you'll most likely drive faster as you've got more stopping power, same with suspension and corners

 

[mrcoyote]

If when I spoke to Elephant is any indication it'll go up even if you try to stress it's a safety mod.

 

[Ant FR]

about £15 extra for 4-pots on mine,

like roll cages, yes they are safer, but some cocks will push the limit a bit more,

Also roll cages add huge amounts compared to brakes, due to the amount of deaths they actually cause from people not using harnesses with them, which are a must when using a roll cage

 

[karl.w]

15 pounds extra is not bad.

what insurance company is that with ?

 

[Leon the Diesel]

I doubt it'll be cheaper as it's not standard - as the manufacturer intended and from the insurance companies point of view it could alter the way the car performs / handles.

Also they'd be more expensive to replace if they were damaged in an accident.

Plus it might make your car more desirable to a thief.

Sorry but your likely to have to pay extra not save money.

 

[Icecavern]

Any changes to the STANDARD manufacturer spec will effect you're insurance, even options specified at build time or as dealer fit will bump your premium.

You could buy a Cossie and paint a big c*ck down each side, which would make it very unlikely anyone would ever steal it, but your insurance will still go up...

 

[karl.w]

thanks guys for the replys