Just got my new car Yipee!!! well sorta

[.Phase]

can't insure you on the PD130? who is tht? direct line?

I was with them and cancelled czo you have to be 19 lol, Elephant were cheapest @ £1176

 

[Mobo]

nope quinn
i tried direct line there not willing to give me a quote
are you still 19 now
the best quote iv had so far is 3200 wiv endsleigh ill give elephant a call

 

[.Phase]

always heard of bad things from quinn, a lot of my friends got pulled into the cheap provisional insurance thing... lol

umm I was 18 in Dec when I had my TDi FR and turned 19 in Apr but got a TDi sport now

cancelled with direct line and took a brand new one with elephant, put both my parents on it and it dropped £700, but their quotes are usually for 10 months !

are you getting quotes for a standard car?

 

[Mobo]

yeah
are your 3rd driver or first? if you dont mind me asking
im on the phone with elephant now taking forever to get through
yeah the cars standard its also a cat d so worth less

 

[.Phase]

I'm main driver with 2 parents as named driver,
fully comp

however I do live in a low risk area + private drive etc. so chops a little bit off it !
Do an online quote, then ring and find best deal
otherwise get them to throw in breakdown, windscreen, legal or something...

 

[Mobo]

I'm main driver with 2 parents as named driver,
fully comp

however I do live in a low risk area + private drive etc. so chops a little bit off it !
Do an online quote, then ring and find best deal
otherwise get them to throw in breakdown, windscreen, legal or something...

thats cheap
my area meduim risk and i have only been driving 9 months.
they are having technical problems online
im still on hold after 35 mins
are you a female by anychance

 

[.Phase]

nope!
I had been driving 1yr 6 months but only 1 yr no claims since I had to cancel my policy

funny thing is that VTS, cupra, FR, lupo Gti all petrol cars, mostly without turbo's they wanted minimum £1,600
Yet a turbo diesel is over £500 cheaper lmao!

EDIT
btw I've never been on hold for 35 minutes, usually really helpful and the people I talk to are very down to earth normal people and always joke etc.

EDIT
I have heard they are awful with whn you make a claim, but most insurance companies will all try to wriggle out of it
but then we hope that you aren't going to crash

 

[Mobo]

thats why i chose a diesel but im still finding it difficult to get insurace on this
been on the phone over 40 minitues now
still waiting

 

[thePHILosipher]

well to put it in perspective when i got my first car 3 years ago, medium to low risk area, ibiza 1.2 65bhp £1666 that was with my mum on it was when i was 20, now 3 years on, 2 claims 0 ncb, FR Tdi with ALL mods thru admiral is £1086

you just have to hunt around and as phase said put on as many people as you can make sure their licence is clean. Ideally the older the better, and female is a bonus

 

[.Phase]

their online quote just worked perfectly for me, it may be back up now ?

the excess is £250 compulsory since I'm under 21 and I put voluntary £500 lol...
so a £750 excess on this policy!

So it totals nearer £2000 if I make a claim

 

[Mobo]

i just checked on my old focus 1.4 and added my dad and my uncle
it came to 3000
i think its i didnt put the excess on or it might be high because im a student

Edit: after 50 mins of waiting iv hung up to wach tele

 

[.Phase]

do you know they're actually open right now?
It should say our offices are closed right now or something
I don't think they'd be open at 10pm

I'ma student with part time job too so we;re basically the same people with same car? lol
you won't get under £1200 because it's prime season for new policies

 

[Mobo]

do you know they're actually open right now?
It should say our offices are closed right now or something
I don't think they'd be open at 10pm

I'ma student with part time job too so we;re basically the same people with same car? lol
you won't get under £1200 because it's prime season for new policies

well im doing a apprenticeship so not sure if it is classed as student although i might try adding a part time job if i can get one
if i can get under 1500 i will be happy but just got 4400

Edit got it down to 3500

 

[thePHILosipher]

that on a PD100??

 

[Mobo]

pd130

 

[.Phase]

just done a quote for my car !

your price: £982.69

OMFG

Try using FH03CNX
definately got 2 adults on there been driving over 15yr with no claims/points etc. ?
are you doing quotes on a standard car?

I can't think why it's coming up so high!

when you get a good quote GET THE REFERENCE NUMBER lol

 

[Mobo]

on your car 2682
is your car the mk4 or mk3

 

[Mobo]

i just got the same quote on my car
i just realised on your car the 28.. quote i put 1 year experince but on the 3800 i put 9 months
3 months driving saves 1k

 

[.Phase]

All I can suggest is try shopping around then, these prices seem to be crazy
If you ring tomorrow see if they're willing to consider a sensible price?

quotezone
my money supermarket
confused
gocompare

try all them sites!

AdrianFlux
Brentacre

are two mod specialists

I'll see if I had any ideas in the morning, otherwise look at the insurance section here, must be another 18yo looking for reasonable quote

 

[Mobo]

i think it must be my area because i just checked at one of my uncles places and 2200