this was my cheapest cash offer with options from carwow. then spoke to a dealer in westfield white city west london and was offered same spec £18695
£18470 dsg with all options and cash price?
If there are offers or incentives to be had by taking Seat’s
PCP Finance, that’s usually a better option than a straight cash deal, even if you don’t need the finance.
If you take the
PCP finance, you can exercise your right to withdraw from the finance agreement within the 14 day cooling off period, pay off the finance and you get to keep the incentives. I did this with my VW, as VW were offering a £1,250 finance deposit contribution and the first two services for £199 at the time I bought my current car. I took the finance to take advantage of these offers, but gave VWFS notice of withdrawal from the finance contract three days after taking delivery of my car - they gave me a finance settlement figure, including the interest due on the amount borrowed. You then have 30 days after exercising your right to withdraw to pay off the amount owing.
I paid off the finance within the 30 day period and got to keep the finance deposit contribution and the cheap servicing deal. The interest I paid was £2.07 a day for the three day period from taking delivery to giving notice of withdrawal - so £6.21 total interest.
So I got £1,250 ‘free‘ money and two cheap services for a cost of £6.21 which I think was pretty good value. This was on top of the discount I negotiated with the dealer off the car’s list price
.