Seat finance declined :(

[ribsmoth871]

****ers. bank just gave me 14k cash no questions asked. 7.5% apr.

 

[jc_boc]

LOL. Define irony mate!

 

[swampy06]

lol i got declined finance on a boc but not a FR how does that work ??? but 14k cash sounds nice,

 

[ribsmoth871]

Offered listers 15 for the cupra after they said 15999.

declined my offer of 15k lol. oh well. looks like ill be getting a civic instead.

 

[Nutkin]

This has got me worried now,
Listers are sorting me a bocca and i have my audi as a deposit and can easily afford the payments.

But experian put my credit rating as fair but like 11 points shy of good.

I however do not have my electoral role registered to my new address as i have only just moved!!

Also my credit card debt is still showing and i have cleared half of it allready!

 

[sinemej]

got a call today after waiting for the yellow cupra to be mine. apparantly seat have declined my finance for some reason. im guessing its something to do with the fact im not on an electoral register or possibly my credit rating is poor. strange as ive never had trouble with applying for loans etc and ive got a hsbc Advance account which i heard somewhere improves your rating.
****... looks like im not getting the cupra.
anyone else had this issue? any way around it other than to wait a few years lol

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