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who's the finance company & who is they? is it a SEAT dealer?
I doubt they'll let you do a like-for-like swap on a car - HP / Lease agreements are usually car specific so you'd have to terminate anyway & go thro' a new HP / Lease agreement etc etc.
Be interesting to hear if they re-build the engine - depending on the dealership or garage the car is at would depend if I accepted the repair & took the car back.

Tough call bud, don't envy you.

I guess it all depends on what's actually gone wrong - I'd make a call to the Garage / Service Manager & demand an answer on what the fault is & what the solution is - they should really tell you.

Good luck...
 
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Oh & ps: record & write down every conversation you have with the Finance Company & the Garage / Dealer - this can be very helpful if arrangements, agreements or relationships turn sour (a really good habit to get into).
 
If it's a SEAT dealer then there should be a "warranty" with the car - get tore into that paperwork & see what conditions that has - they will be liable for something on the condition of the car - do do do check it out.
don't know Marsh Finance so would really strongly advise you spent some quality time reading the small print.

Don't be afraid of this stuff, once you break it down you'll soon suss it out.
 
they will do bud, it's in their interest.
Please, just don't accept their word - please please check-out your agreement & warranty and understand your rights as-it-were.

best of luck, hopefully you won't need it...
 
From Listers SEAT (Droitwich) Website re used car warranty:


A 12-month SEAT guarantee

All Approved Used SEATs are sold with a minimum of 12 months, unlimited mileage SEAT guarantee. This cover includes all factory fitted mechanical and electrical components of the car.


A 30-day Exchange Promise

If you are not satisfied with your car for any reason, you can return it within 30 days and exchange it. Terms and conditions apply - please speak to your Listers SEAT dealership for more information.


Subject to Ts & Cs I personally might consider the 30day Exchange Promise :)
 
Yeah I will quote that I have just spoke to finance company again because of my neg equity I paid 1600 more then the value it was up for so I am entiled for something of that value so the car was 11750 but because I paid 13 350 for car I am entiled to car of that value
 
Listers will get you sorted, they have been very good to me and a couple of people I know. Just shows when you find a bad one its a pain in the ass. Luckily the finance will give you a better "Legal" angle. As they own the car technically.

When did you buy it?
 
I no well it's up to them to find one so god noes where they will find one from only colour I said I won't have is red as its bad luck lol
 
Lets hope Listers can find you one.

They weren't that helpful when I went in, was actually considering taking my car to Clarkes of Kiddi when its due service/work.

I'd personally take a newer FR and try get a load of extra's added.
 
Well that have to really as I have had cupra not fit for use and tbh I came from leon fr wanted a ibiza cupra so I don't want to settle for fr not saying there a bad car just I wanted the cupra from day one