Silly insurance companys..

[benny12357]

My car. 1.2 55 plate ibiza, I pay £1650 insurance for.. Just got a quote on a brand new ibiza cupra and its £50 more?
How does this make sense that a car 3 times the power is £50 more :L

Now to come up with £12,000

 

[thehawk18]

Sounds a lot like most of the insurance companies out there tbh! Lol i still envy how my first cars insurance was £1500 :/ the same as the cost of the fookin car!

£12k? Massive loan maybe?! Lol

 

[Jordanwaterhous]

New cupra is £100 cheaper than mine atm.

Something to do with safety and admiral/bell/elephant only class it as a NASP 1.4 ratehr than a 1.4 TSi

 

[m0rk]

New cupra is £100 cheaper than mine atm.

Something to do with safety and admiral/bell/elephant only class it as a NASP 1.4 ratehr than a 1.4 TSi

I think that's a myth - it's just cheaper to insure due to the cost of repairs.

 

[allh2k]

Does some of the price depend on how many claims that type of car has had on that company so a new car would score vlow on that too.

 

[rf860]

I think that's a myth - it's just cheaper to insure due to the cost of repairs.

Perhaps. But I don't understand why the tdi fr mk5 costs more to insure and is a lower insurance group

Sent from my HTC Desire using Tapatalk

 

[benny12357]

It's crazy! Just wish I could afford a new cupra!

 

[Joeflan93]

The insurance companies come up with your price based on the percentage of people your age who write off that model, so new cars are usually cheap (ish)

 

[/dev/null]

Plus it's not always how much your car is worth, it's how likely you are to crash into something worth a lot more.

 

[benny12357]

Just need to try and find the money for a brand new cupra and I'm happy for the next few years!

 

[TazB]

They messed up the mk5 cupra's insurance group, same car as the boc but alot lower group.

 

[smokeydominic]

haha when i tried to get insured with tesco on my 52 plate ibiza tdi 130, im 19 and the guy on the phone said they couldnt insure me because the ibiza is classed as a 'WARM' hatch. What the hell is a warm hatch?!!! cooperative then provided a <£1000 because they are more sensible unlike tesco the silly poeople

 

[Dezeze]

Warm hatch- the term given that comes over the insurer when he fleeces the unassuming and shocked customer of 1500of the queens finest pounds. As in warm, smug feeling!

 

[Benn0]

Hahah, not quite a 'hot' hatchback just 'warm' one.

 

[benny12357]

Haha, I'm only 17.. Do you have a box fitted to your car with the co-op?

 

[ibizacuprabates]

My cupra 20v turbo is 520 fully comp and all my engine mods. Sky insurance (performance car broker) sweet ill av a bag of that

 

[PID]

Av just bought mk4 Ibiza cupra changed from 1.6 16v Leon to 1.8 20vt and.its.changed it by 8 qid fully comp with Bell direct

 

[rod the sod]

Mine is £540 with all mods and like for like replacement if damage! i though that was cheap

 

[PID]

Who is that with mate ? A ain't.got.no mods on it yet like.

 

[rod the sod]

It's with Adrian flux brokers! Green light we just as cheap an had track day insurance!