Watch them with your No ClaimsTook it into the bodyshop to get the front bumper repaired/resprayed. Last Thursday in the piddling rain someone reversed into it in the company car park after their reversing sensors failed. At least they admitted fault so I ought to get my excess back.
My friend reversed into my car and claimed through his insurance, then next renewal my no claims came back 10 years down to 3 as although it was not my fault it was still a 'claim'
They re-instated my 10 years NCB after i went mental as a 'gesture of good will'