
Im looking into getting a boc or a MK4 Cupra.....56 reg cupra is £6.5k for me and boc is £4.5k! im 19 no NCB with pass plus and BTEC!
Go on admiral put your mum and dad as named drivers ad say you park it on a driveway
I believe it is illegal to be on your parents insurance and be the main driver or owner of the car, they call it 'fronting'. You have to be the insured person and your parents as named drivers, which is the cheapest way to do it legally.
I believe it is illegal to be on your parents insurance and be the main driver or owner of the car, they call it 'fronting'. You have to be the insured person and your parents as named drivers, which is the cheapest way to do it legally.
That is my understanding too, although having it like that doesn't bring the price down much at all from what I've seen?![]()
I believe it is illegal to be on your parents insurance and be the main driver or owner of the car, they call it 'fronting'. You have to be the insured person and your parents as named drivers, which is the cheapest way to do it legally.
This isnt the first time i've heard this.. but i had a bump in march 09 and i was driving and i was at fault but my insurance said nothing about it? im not entirely sure it was my mum who took out the insurance so i don't really know to be honest!
I'll ask though
Yes you are correct on that! (I remember top gear did a show about it) I did this for 3 years but never had accident or anything (mostly i don't drive my car much). I remember my insurance was £1200+ down to £650 and then £300 for a Polo 1.2 (mother as the main driver and i'm the named driver) but now it's different for me I'm the main driver and mother is the named driver and the insurance for FR is about £800 will go down in price next year! i'm 23 with 4 or 5 NCB with CIS.
I found out admiral insurance is not correct because I did a few quotes with them FR, CUPRA, BOC and 1.4 SC.
FR £780
Cupra £630
Boc £1100
1.4 SC £630 (yes i know same price as the cupra)
I think reason why the FR is more expensive than the cupra is because FR more popular choice for people to drive it stupidly.
im probly the worst in the road always have people complaining about loud exhausts on my cars or that im wheelieing my bike down the road or something (bandit 600)![]()
Your mum has committed insurance fraud.