Its amazing how little needs to be damaged for a LCR to be declared a cat D.
(for example for some companies a cracked sump means they price for a new engine).
If its got the information available, photos of damage, evidence of repair etc then Cat D cars can be a good buy. - But in my opinion only where the seller is open and honest and therefore appears to not be hidding anything. Also bear in mind how long they have had it after
repairs. If someone repaired it then had it a good time afterwards then this bodes well.
Cat D is afterall simply a cost based category and is not deemed significant structural damage. (which would be cat C which required more checks once repaired).
Given some insurance companies pay alot for
repairs its fairly easy to be a cat D once values drop below 10k.
for example if you crack a sump and the front bumper you could be quoted £6,000 straight away which could be a cat D for some companies. (£3,000 engine block, £1,000 engine fitting, £450 bumper, £350 spraying, headlights (as brackets will most likely break when bumper is bent) £
280, labour for bumper headlights resetting drive shafts steering etc £400, fog lights £180, + 10% miscilaneous takes you to 6,000...
this doesnt even include radiator, air con radiator, intercoolers, front panel etc etc... so you can see how a car can easily be a cat D.
These are all bolt on parts and easy to repair and most parts can be got for significantly less then
dealer prices
Really depends on the type of damage. Some cat Ds can be a bargain and easily repaired. Others require more skill to repair, eg panels, suspension turrets etc.