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insurance costs

jmc1976

Active Member
Jan 8, 2013
2,363
3
wakefield, west yorks
25 years old, 6 years no claims... £313 from ensure include protected no claims but nothing else :) happy with the price for saying it was £800 last year!

thats still pretty good i think my old ban is still affecting my premium quite a bit , that and living in what the insurance companys believe to be a war zone .
 

marty_34

Active Member
Apr 21, 2012
1,183
2
TEESSIDE
25 years old, 6 years no claims... £313 from ensure include protected no claims but nothing else :) happy with the price for saying it was £800 last year!

I hope you checked the total excess that seems awful cheap for a 25 year old. People need to be very careful some of these online insurers more aggro than they worth. They go to extreme lengths to avoid paying out.

Could have got my fr insured for 240 las year but I opted for a more reputable insurer just over 300. Difference between the two was a 750 xs as opposed to a 150
 

bigbadjay

Active Member
Jul 16, 2011
1,670
26
North Manchester
I hope you checked the total excess that seems awful cheap for a 25 year old. People need to be very careful some of these online insurers more aggro than they worth. They go to extreme lengths to avoid paying out.

Could have got my fr insured for 240 las year but I opted for a more reputable insurer just over 300. Difference between the two was a 750 xs as opposed to a 150

That makes sense anyway for the excess.
Most insurers will check everythings above board i presume before paying out. If your premium is so low with an insurer with bad rep, itd be worth installing an in car camera for peace of mind so they cant 50/50 the liability or refuse to pay out. Its your expensive car at the end of the day!
 

steroidchris

Active Member
Feb 14, 2011
421
0
Brierley Hill
Deffo worth going on all of the comparison sites. The renewal with axa was £365 but now they've come down to £315 with courtesy car, protected no claims, personal accident and windscreen cover and now Admiral are offering £312 with added legal cover.
Just need to play them off each other now.

Sent from my GT-I9305 using Tapatalk 2
 

jmc1976

Active Member
Jan 8, 2013
2,363
3
wakefield, west yorks
just an update for anyone who may be interested i got it down to £450 with protected no claims ,legal cover , curtesy car etc so well worth shopping around , thanks all for your input
 

chris128

Active Member
May 2, 2010
169
0
N.E Lincolnshire
Who did you end up going with? I'm 24 and even with 6 years NCB its still roughly £2000 for me on my Cupra R (it was £1700 before declaring the remap, and I do have 6 points). Although I looked at a multi car policy and found that once I'm 25 it would only cost me £1500 to insure a Cupra R and an Audi R8 lol
 

jmc1976

Active Member
Jan 8, 2013
2,363
3
wakefield, west yorks
Who did you end up going with? I'm 24 and even with 6 years NCB its still roughly £2000 for me on my Cupra R (it was £1700 before declaring the remap, and I do have 6 points). Although I looked at a multi car policy and found that once I'm 25 it would only cost me £1500 to insure a Cupra R and an Audi R8 lol

hi chris it was a company called first alternative they are part of esure. Good luck with the search.
 

cp1

Guest
leon FR 57 - 30 yrs old with 2 yrs ncb.

2 accidents - 1 not my fault and the other partial blame even though it wasn't my fault due to a lady deciding to cross into my lane and go head into to me and then lying through her teeth that it was my fault.

3 points

cost = £2100 + 750 xs :( If I have to pay the same this year then im selling the car as cant afford it.
 
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