insurance costs

[jmc1976]

25 years old, 6 years no claims... £313 from ensure include protected no claims but nothing else happy with the price for saying it was £800 last year!

thats still pretty good i think my old ban is still affecting my premium quite a bit , that and living in what the insurance companys believe to be a war zone .

 

[olitaylor07]

thats still pretty good i think my old ban is still affecting my premium quite a bit , that and living in what the insurance companys believe to be a war zone .

Wakefield?

 

[jmc1976]

yep whare abouts are you oli

 

[olitaylor07]

Huddersfield pal. I just looked on your page when you said that.

 

[bigbadjay]

Mines gone down 250 per car x2 so happy man!

My 4yrs ncb goes on both cars apparantly

 

[Masterkm]

Im looking at £750ish in July for mine with mods declared but atm paying £1300 which is expensive for what it is

 

[olitaylor07]

I paid £1400 this year and looks like it will be £900 in June for my renewal.

 

[jmc1976]

so far ive got it down to £451 not sure if i can do any better but will still try

 

[jmc1976]

Huddersfield pal. I just looked on your page when you said that.

no probs , i realy should remove the wakefield from my profile i don't want to alienate everyone, lol.

 

[olitaylor07]

Haha or think you live on shakey wakey.

 

[jmc1976]

Haha or think you live on shakey wakey.

haha true , wakeys not all bad i used to live in batley ffs.

 

[Dodsy]

20 years old, no ncb, £1066 on an 07 Leon fr tdi

 

[marty_34]

25 years old, 6 years no claims... £313 from ensure include protected no claims but nothing else happy with the price for saying it was £800 last year!

I hope you checked the total excess that seems awful cheap for a 25 year old. People need to be very careful some of these online insurers more aggro than they worth. They go to extreme lengths to avoid paying out.

Could have got my fr insured for 240 las year but I opted for a more reputable insurer just over 300. Difference between the two was a 750 xs as opposed to a 150

 

[bigbadjay]

I hope you checked the total excess that seems awful cheap for a 25 year old. People need to be very careful some of these online insurers more aggro than they worth. They go to extreme lengths to avoid paying out.

Could have got my fr insured for 240 las year but I opted for a more reputable insurer just over 300. Difference between the two was a 750 xs as opposed to a 150

That makes sense anyway for the excess.
Most insurers will check everythings above board i presume before paying out. If your premium is so low with an insurer with bad rep, itd be worth installing an in car camera for peace of mind so they cant 50/50 the liability or refuse to pay out. Its your expensive car at the end of the day!

 

[Chippo]

Wow you must have 120 years no claims or something

Age 50, no claims and of course an exceptional driver

Car is garaged and usage of 6000 miles.

 

[steroidchris]

Deffo worth going on all of the comparison sites. The renewal with axa was £365 but now they've come down to £315 with courtesy car, protected no claims, personal accident and windscreen cover and now Admiral are offering £312 with added legal cover.
Just need to play them off each other now.

Sent from my GT-I9305 using Tapatalk 2

 

[jmc1976]

just an update for anyone who may be interested i got it down to £450 with protected no claims ,legal cover , curtesy car etc so well worth shopping around , thanks all for your input

 

[chris128]

Who did you end up going with? I'm 24 and even with 6 years NCB its still roughly £2000 for me on my Cupra R (it was £1700 before declaring the remap, and I do have 6 points). Although I looked at a multi car policy and found that once I'm 25 it would only cost me £1500 to insure a Cupra R and an Audi R8 lol

 

[jmc1976]

Who did you end up going with? I'm 24 and even with 6 years NCB its still roughly £2000 for me on my Cupra R (it was £1700 before declaring the remap, and I do have 6 points). Although I looked at a multi car policy and found that once I'm 25 it would only cost me £1500 to insure a Cupra R and an Audi R8 lol

hi chris it was a company called first alternative they are part of esure. Good luck with the search.

 

[cp1]

leon FR 57 - 30 yrs old with 2 yrs ncb.

2 accidents - 1 not my fault and the other partial blame even though it wasn't my fault due to a lady deciding to cross into my lane and go head into to me and then lying through her teeth that it was my fault.

3 points

cost = £2100 + 750 xs If I have to pay the same this year then im selling the car as cant afford it.