Been looking at quotes between PD130' and FR TDi's 130, whats the difference in insurance groups? are they both group 8, if so why are my FR quotes higher than that of the PD130, i thought that was the same engine? i can insure a pd130 for about £1100 fully comp and a FR for about £1600, thats over 2 years driving and 1 years NCB. 
