I've only got 4 months left on my policy, so I'm just swapping over from my DTurbo to the
Cupra. No point cancelling it now, I need the NCB.
I'm 23... I've got 2 accidents against me (total of £50k claimed
), and I had a 6 month driving ban (TT99 totting up total
).
I reckon £185 isn't that bad to be honest considering the circumstances
When I renew my insurance though, both of the claims disappear (as they are too old now), and I'll have 2 years NCB, so it should come down a bit more then
The year after that, I'll have a clean history, I'll have 3 years NCB (touch wood) and I'll be 25... so all will be good by then
P.s. Both my accidents, and most of my points were just me being in the wrong place at the wrong time. I wouldnt say from my driving that I'm a risk, but obviously insurers don't care about that! Espcecially considering 99% of the time I'm driving I've got 2 kids in the back... I drive like a granny most of the time! Though that other 1%... that's purely just fun for me to have