k1 insurance

[cuprakemp]

when you insure your k1 do you have to say its a k1 edition or is is it just a standard car

 

[Cupraken]

Tell them everything, don't give the gits a single chance to back out of a claim...............

 

[HotHatchSteve]

Like CupraKen said above, don't give them a chance to void your insurance. Plus when I was getting quotes online the K1 was same price as a standard Cupra.

 

[cuprakemp]

think i will have to as it was not on my docs i just got back

 

[m0rk]

Should be a Cupra with stickons & exhaust all as 'approved' accessories

Same with any optional extra's

 

[cuprakemp]

what extras are there on the k1 compared to the standard so i have an idea of what to tell them

 

[m0rk]

Bumpers, exhaust, wheels (non std colour), side skirts, wing

 

[HotHatchSteve]

Always worth telling them, plus it should not cost with them being factory options.

 

[m0rk]

Not factory options... USB/Ipod/Airbags are factory options. Bumpers etc were done at Port (or dealer)

 

[cuprakemp]

cant understand y the spec is not shown when the insurance check with the reg number

 

[HotHatchSteve]

I know they are not fitted at the factory but because they can be ordered has part of a new car from seat they are classed has factory order items. Thats what I was told by Esure anyway.

 

[Mr Cellotape]

Some insurers have K1 on there system. Tell them all the manufacturer fitted items it has and the invoice price.

 

[Rickst3r]

I'm with Direct Line and gave them the reg plate, the car showed up on their system as a Cupra K1. It's a group 17 to insure, so costs should be prety similar to the standard Cupra if not the same ?

 

[cuprakemp]

im thro admiral but it dont show on theres so gonna have to give them a bell

 

[HotHatchSteve]

Run it through a comparison website and when you enter the Reg you will see what the insurance data base has got it down has. If you did it online and used the Reg it is not unknown for the wrong car to be asociated with the Reg number.

 

[cuprakemp]

was done through the net

 

[Poverty]

some k1's wont come up as k1's on a reg check. Insurers are aware of this but its not a problem. K1 and std cupra premium will be similiar, no more difference than 200 notes depending on age

 

[cuprakemp]

told the insurance and its all sorted now cost 17.50 more but they just waved that cause they never asked me when i insured it so happy days and sending new docs out

 

[Deleted member 13581]

Always good getting 1 up on them. And at least your proper covered now.

 

[cuprakemp]

yeah always try to keep it rite cause it can be a nitmare after an accident and things aint rite