Does that cover the turbo and associated bits? What doesn't it cover?
Covers as much as I could check incl ABS, Air Con/Climate Control & Turbo. Does cover the clutch as in "Release thrust bearing, centre plate (oil cont only), pressure plate, master and slave cylinders, clutch cable inclu self adjusting mech and clutch damper.
There's also a section that states "No claim will be rejected on the grounds of wear and tear where the insured vehicle has covered less than 60,000 miles or is under 5 years old at the time of the claim" - make of that what you want, but I suppose common sense will apply...
As too main dealer rates, no I dont expect main dealers will cover £42 an hour - they have a "nationwide network of nominated repairers".
I think I originally got the RAC WArranty details from a SEAT dealer that used to be a Rover dealer as well. Im sure they said at the time new Rover owners were buying this policy when Rover went bust, and they had no problems doing work under the warranty.
Of course, I havent had to make any claims yet (hopefully not) so that will dictate whether this is worthwhile or not.