I’ve noticed in other forums you talking about your tyres for track.Track day in UK cost between 85-00 and 200-00 for a full day but you can get it much cheaper if you do just the evening.
My average day out is about 140-00 - 150-00
If you want insurance then it depends on who your insurance company is but i have been quoted between 85-00 a day to 200-00 but it will obviously depend on your insured value.
Yes you can bin your car if you push it beyond the car or your limits but I would guess that you are more likely to have an accident on the roads than on the Track as nobody want to smash there car up they are there to have fun.
How often do you tend to change your track tyres? After a few track days? Or do they last quite a while. I’m curious, not interested in ragging my car round a track but would like to take the car out for what it was built to do in a ‘relatively’ safe environment.