Its something to do with the fact that if they are insured on the car, then this in there eyes is obviousely so others can use the car, and in all cases our parents are older than us (Dont start the ridiculing yet!!) so they see it that theres a chance that your are going to be driving the car less, hence reducing the risk of accident, saying that, my dads got a pretty damn quick 55 plate Octavia VRs and he dont hang around in it and he's 53!! Fookin youth of today, you wouldnt catch me thrashing around her majestys public highways!!!!!LOL