Used Apr rate quite high

[class2ldn]

Just had a quote from listers on a 25k 184 fr. With a £500 deposit they wanted 488 pm woth 8k mileage on pcp over 48 months
7500 gfv.
I worked out that in 42 months 0% Apr I can get a brand new one for around 440 and thats with a price of 31k after discounts.
I calculated that with a gfv of around 12500.
Does that sound realistic or less then that?

 

[Ckpearce91]

Just had a quote from listers on a 25k 184 fr. With a £500 deposit they wanted 488 pm woth 8k mileage on pcp over 48 months

7500 gfv.

I worked out that in 42 months 0% Apr I can get a brand new one for around 440 and thats with a price of 31k after discounts.

I calculated that with a gfv of around 12500.

Does that sound realistic or less then that?

Quick question, how old is the car and its mileage?

 

[P0LKR]

Interest rates are not fixed at car dealers. Negotiate with them.

 

[FamilyGuy]

25K would almost buy a new one, no?

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[Ckpearce91]

25K would almost buy a new one, no?

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Yeah it would. Mine was £25k new but I bought it a year old with 4000 miles for £17,500

 

[eek]

Drive the Deal has a new 184 FR with Tech pack for £19,500 without any options...

 

[dty73]

I'm only paying £27k for a new Cupra with about £4k of extras.

 

[FamilyGuy]

That's an awful deal. Brand new fr184 with no options is 23.5k, 500 deposit with 42 month 8k a year you'd be looking at 320 per month and final payment of about 10k.

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[Madhatter]

That is an awful deal. Try drivethedeal or broker4cars for pop or cash. Or if you fancy leasing I reckon you could lease a new one for around 280 per month. Try this site: http://www.contracthireandleasing.com/personal/car-contract-hire-and-leasing/seat/leon/

 

[FamilyGuy]

If you're sure you're not going to want/need to chuck the car mid-deal, leasing is the way forward. Seat don't publicise it but their own deals are pretty competitive.

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[class2ldn]

http://listers.co.uk/Used/Cars/SEAT/Leon/Diesel_2.0_TDI_184_FR/179143

This is the car. Exactly what I want really but not at that price per month

 

[FamilyGuy]

I know I'm repeating myself, but have a look at leasing. You could have a brand new one with that spec for less than 300 per month and less than 900 deposit.

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[JACUPRA280]

Just had a quote from listers on a 25k 184 fr. With a £500 deposit they wanted 488 pm woth 8k mileage on pcp over 48 months
7500 gfv.
I worked out that in 42 months 0% Apr I can get a brand new one for around 440 and thats with a price of 31k after discounts.
I calculated that with a gfv of around 12500.
Does that sound realistic or less then that?

I'd laugh in their face and tell them to jog on if I were you!

 

[class2ldn]

I have. Awaiting their response lol

 

[class2ldn]

As for leasing it's going to be a joint car and mainly tge Mrs and tbh she's wrecked the wheels and other bits on all my cars so I don't think leasing is a good idea. With the cost of repairs it would be cheaper buying it outright lol

 

[Madhatter]

That deal they have given you is a complete piss take, you can do a lot better than that. Lease deals direct with seat are very good. Of course, leasing doesn't give much flexibility. You could get a much better pcp deal through car wow, drivethedeal etc than you have been quoted. Get a quote off one of these guys, show it to listers and watch them squirm. Shop around but if going through a broker, don't give them a deposit unless it's going direct to dealer sourced car.

For comparison, I'm getting a Cupra 290 over 36 months for 370 per month inc vat with a few options, 1150 down, with 20k mileage allowance on a personal lease. Direct through seat as they had the best deal. I did the maths and this made better sense than cash purchase or pcp deals or approved used.

Good luck and hope you find the car you want fella

 

[Madhatter]

Oh and by the way if you're after a diesel, then look at bmw 125d deals. 224 bhp and quicker than the fr184, but you have to be able to live with the marmite design of the 1 series. This is what I have at the mo and it's a cracking car and there are some very good deals on them at the mo. Just fed up of diesel and want to get back into a petrol engine personally. And if you're looking at low miles per annum, maybe a petrol would be better, unless you are a lover of the diesel low down torque

 

[Ckpearce91]

Listers managed to get me a really good deal on mine compared to Perry's and Lancaster. The guys at Perry's thought I was having them on when I told them to match Listers quote. Shame they're not all like that.

 

[class2ldn]

That's certainly a lot better.
Under 400 is what I'm looking at really.

 

[class2ldn]

Oh and by the way if you're after a diesel, then look at bmw 125d deals. 224 bhp and quicker than the fr184, but you have to be able to live with the marmite design of the 1 series. This is what I have at the mo and it's a cracking car and there are some very good deals on them at the mo. Just fed up of diesel and want to get back into a petrol engine personally. And if you're looking at low miles per annum, maybe a petrol would be better, unless you are a lover of the diesel low down torque

Currently got a 330I e92 and after finding out how poor bmws security is i certainly won't be venturing back to them anytime soon