OK, so how is not wearing a seat belt affecting you???
I drive safely, I HAVE Insurance, I BUY road tax, I HAVE an MOT......
How many motorists today drove over 70mph on the motorway/or 30 in a residential area? How many drove after a few pints? How many dont have Insurance? How many cars are not fit for our roads/death traps? ....and you have a moan about me not wearing a seatbelt, in a fully legal car, fully insured - get real! lol.