Wont say much more on the insurance front, if anyone wants more details then drop me a PM, especially if you are in the know about insurance
He can't claim as he has not got my details, well he may (I'm not even sure he took that) have my number plate. He wasn't interested in having them.
As for the not starting seems to be a completely unrelated fuel pump
problem. AA got it started again and took afternoon off work to take it to dealers with the AA following Got 20miles or so and then it died again so I got a bit of a tow.
Now in dealers with them having a look at it!
I hate my car this week